Launch and
scale payments
across Africa

Launch & Scale Payments Across Africa

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Connect to mobile money operators, wallets, and local payment methods across Africa through a single integration, removing the need to manage fragmented infrastructure or country-specific builds

Built for fintechs, platforms, and global businesses expanding into and across Africa

24

African Markets Live

60+

Payment integrations

3B+

Transactions processed

2B+

Volume Processed

Why Tola?

Africa’s payment landscape is fragmented across operators, countries, and technologies

Tola removes that complexity with a unified platform built for mobile money at scale—so you can launch faster, improve conversion, and expand across markets with confidence

Tola Reach

Tola connects to mobile money operators and payment networks across 24 African markets through one unified platform

Map of Africa showing Tola's current and planned region coverage

24

Countries presently supported

60+

Mobile money & payment supplier integrations

3+ billion

Transactions already processed

$2+ billion

Value of transactions already processed

Active now

Lesotho

Botswana

Eswatini

Burkina Faso

Zimbabwe

Zambia

Uganda

Tanzania

South Sudan

Senegal

Sierra Leone

Rwanda

Mozambique

Malawi

Mali

Liberia

Kenya

Guinea-Bissau

The Gambia

Ghana

Ethiopia

Cameroon

Côte d'Ivoire (Ivory Coast)

Democratic Republic of the Congo (DRC)

Tola Product

Tola acts as your payments infrastructure layer across Africa—connecting your platform to mobile money operators and local payment methods through a single integration

We manage transaction routing, reconciliation, and reporting across markets, so you can launch faster and scale with confidence

Collect payments

Accept mobile money, cards, and other supported payment methods through a single integration and seamless checkout experience

Build payment links and QR codes that can be distributed to consumers at scale

Send payouts

Make and manage bulk disbursements and outbound payments with the controls, approvals, and integrity required for operational scale
Manage recovery of failed payments to ensure accurate reconciliation

Orchestrate & control

Manage routing, multi-way reconciliation, top-level reporting, as well as real-time transaction drill-down visibility across all markets and deployments from one secure platform

Integrated with Africa's leading Operators

Tola connects merchants to mobile money operators and payment technologies across Africa through one unified platform, reducing integration overhead and accelerating market entry

telebirr
zamtel
wave
vodacom
tnm
tmcel
tigo
telecel
safaricom
orange
omari
myzaka
mtn
movitel
mixx
mgurush
instacash
innbucks
halotel
eswatinimobile
ecocash
airteltigo
airtel
africel

How Does Tola Work?

The Tola platform provides a simple API for your application to be able
to initiate the payment methods and process transactions for your business.

Diagram showing a process flow from Merchant to Tola Wallet via API's then to Mobile Money, eWallet, Card and Vouchers then to Consumer, with consumer and Merchant connected by the money flow lines.Diagram showing a process frlow from Merchant to Talla Wallet via API's then to Mobile Money, eWallet, Card and Vouchers then to Consumer, with consumer and MErchant connected by the money flow lines.
  • Operator connectivity
  • Reporting and reconciliation
  • Cross-market scalability
  • Single API integration
  • Collections and payouts
  • Payment orchestration

Trusted by businesses operating at scale

From gaming and fintech to healthcare and digital commerce, businesses rely on Tola to deliver reliable payment operations across African markets

We transitioned to Tola’s Mobile Money Integration from our existing system in early 2025. The migration was smooth and problem-free. We’ve found the solution stable, secure and capable of handling high transaction volumes especially during weekend peaks without any issues. Transaction integrity is maintained throughout. The support we receive is responsive and first-class making Tola a dependable payment partner we highly recommend.

Winner.bet team, DRC

Tola has been instrumental in delivering a smooth and efficient mobile money Paybill integration for Moors World of Sport Company Limited in Malawi. Their support helped us launch successfully, giving our customers a seamless experience when depositing and withdrawing funds. We highly value Tola’s assistance, professionalism, and efficiency throughout the integration process and continued efficiency with our ongoing operations.

Ed Mordt, Manager MWOS Malawi

Tola Mobile gives Bwinners direct access to the mobile money rails our players actually use across Africa. It's let us digitise cash flows, reduce friction at deposit, and grow with confidence in markets where mobile money is now the default.

Hussien Nashar, CEO BWinners operating in The Gambia, Sierra Leone, Ginuea-Bissau, Lesotho, Ethiopia and Zimbabwe

We’ve used Tola Mobile in the betting industry for the past 1.5 years with consistently reliable results. Their platform is stable, secure, and well-suited for high transaction volumes, with smooth integrations and responsive support. A dependable payment partner we highly recommend.

Zamacusie Ngcamphalala (Zama), General Manager, Diskibet Eswatini

We would recommend Tola as a reliable and efficient payment solution for Businesses. We are satisfied with Tola’s ability to enhance our payment processes with the aim of increasing our customers satisfaction and increase revenue.

Priscilla Muhiu, Country Director – Kenya

The payment aggregator provider is essential on any platform, but it is even more important on online betting platforms, where transactions must be transparent, fast and in this sense, Tola Mobile has demonstrated technical capacity and total availability in supporting customers.

Manuel Titosse, CFO of Sojogo

“We have used Tola mobile for our mobile money transaction management since we launched in 2021 in Zambia. Their service has been exceptional thus far reliable, functional and effective. I would surely recommend them to anyone looking for a more efficient way to manage their mobile money transactions.”

Ed Mordt, Manager MWOS Zambia

“Working with Tola Mobile has definitely had a positive impact on the launch of the BET258 operation. The integration of the country's leading Mobile Money payment solutions was done in time for the launch thanks to the expertise and quality support of the Tola team. Experience has shown us that working with a technical partner like Tola for such integrations saves precious time & energy that can therefore be reallocated to the development of our business.”

Quentin de Rozières, CEO Bet258 Mozambique

“Tola has played a pivotal role in Olabet's success in Mozambique since 2019. Their seamless Mobile Money Integration and transactional management platform, coupled with impeccable operational services, have been crucial factors driving our significant growth over the past 12 months. The reliability of Tola's technology instils confidence in our continued growth. As we look ahead, Tola remains our trusted partner, aligning with our vision for the future of Olabet in Mozambique. In a competitive market, Tola stands out as a strategic ally, and Olabet highly recommends their innovative and reliable solutions.”

Guo Many, CEO Olabet Mozambique

Thank you very much for help during development! That was so far the best assistance, documentation and platform I ever participated with.

Andrey Kondratovets, Gameloft Development

Tola platform Features

Discover the powerful features that keep your operations seamless, secure, and always in sync—built to handle complexity with clarity and control.

Consolidated reporting

  • Unified reporting across regions and operators
  • Statistics overview for volume & value
  • Detailed transaction drill down

Reliable transaction processing

  • Transaction integrity
  • Multi-way reconciliation
  • Transaction recovery workflows
  • Transaction error handling and exception management

One portal for all deployments

  • Multi-region operations
  • 99.9% Uptime
  • Centralised oversight and proactive support

Payouts with operational control

  • Automated approval and sign-off
  • Scheduled batch payments
  • Duplicate payment protection

Photograph of a woman with curly hair and dark skin., smiling , sitting at a desk in an office.

Easy Onboarding - Go live in weeks, not months

Step one

Integrate once

Connect your platform to Tola through a single API
Step 2

Test

Validate payment flows and use cases in a controlled environment
Step three

Provision merchant accounts

We coordinate operator setup, testing, and market readiness
Step four

Launch and expand

Go live in your first market, then add new markets through the same single API and platform

Talk to the Tola team

Whether you’re launching in a new market, looking for mobile money coverage, or exploring a broader payment infrastructure partner, we’d love to hear from you

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About us

Tola is a payments infrastructure company focused on helping merchants and platforms scale across Africa
We simplify fragmented payment environments by providing one platform for collections, payouts, and transaction management across mobile money and other payment methods

Tola Mobile was formed and has been processing traffic since 2015`
In early 2022 we departed our existing Group, through an MBO with funding through a consortium of Investors

Tola Mobile operates with an in-region presence across Africa, supported by a core technology team in Dublin, Ireland

The Tola Senior Management Team and Executives have deep industry experience each with 25 to 30 years in the IT and Telecoms industry from large multi-national publicly traded organizations and start-up enterprises